Applying for an M-Pesa Taasi Pochi loan is a simple and straightforward process, designed to provide small business owners with quick access to credit. To qualify, you need an active Pochi La Biashara account with at least six months of consistent use. Once you meet the prerequisites, you can easily apply for a loan using either the widely accessible USSD code or the user-friendly M-PESA App. The application process is guided by on-screen prompts, allowing you to check your eligibility, select a loan amount, and choose a repayment period in just a few steps
Prerequisites Before Applying for M-Pesa Taasi Pochi
You must have:
- An active Pochi La Biashara account
- Used Pochi wallet consistently for more than 6 months
- A registered M-PESA line
- Valid National ID or Passport
How to Apply for M-Pesa Taasi Pochi using USSD (*334#)
Step 1: Access the Menu
- Dial *334# from your registered M-PESA line
Step 2: Navigate to Pochi
- Select option 8 for "Pochi La Biashara"
Step 3: Access Taasi Pochi
- Choose option 6 for "Taasi Pochi"
Step 4: Complete Application
- Follow the on-screen prompts
- Enter your M-PESA PIN when requested
- Check if you qualify for a loan
- If eligible, select your desired loan amount
- Choose your repayment period (7, 14, or 30 days)
- Accept the terms and conditions
- Confirm your loan request
How to apply for M-Pesa Taasi Pochi using M-PESA App Application
Step 1: App Setup
- Download and install the M-PESA App
- Sign up using your Safaricom number and ID number
- Create your PIN
Step 2: Navigate to Services
- Log into the app
- Tap "Financial Services"
- Select "View All"
Step 3: Find Taasi Pochi
- Scroll through the available services
- Tap on "Taasi Pochi"
Step 4: Apply for Loan
- Enter your M-PESA PIN to check eligibility
- If qualified, review your credit limit
- Select your desired loan amount (within your limit)
- Choose repayment period
- Complete the application
- Receive instant approval or decline notification