M-Pesa Charges, Limits, Guides, Calculators and Resources

MPesa.or.ke is an independent informational platform designed to help Kenyans navigate the country's mobile money ecosystem. While centered on M-Pesa, it also covers Airtel Money and T-Kash services, offering step-by-step guides, updated fee structures, smart calculators, and educational resources. The platform is not affiliated with any mobile money provider and does not process payments — it exists solely to provide reliable, unbiased information that empowers users to make informed financial decisions.

The platform covers a wide range of use cases across individuals, businesses, and government services. Individual users can find guidance on everyday transactions, savings, loans, and investments, while businesses can learn about merchant tools, bulk payments, and API integrations. The site also provides detailed guides for paying utility bills, school fees, taxes, and government services such as KRA, eCitizen, NHIF, and NSSF — all accessible through M-Pesa's extensive network.

At its core, mpesa.or.ke is driven by a mission to democratize access to mobile money information. Recognizing that many Kenyans still rely on outdated or word-of-mouth information when making financial decisions, the platform prioritizes accuracy, accessibility, and independence. As Kenya's fintech landscape continues to evolve, the site is committed to expanding its coverage to keep pace with new services and the changing needs of its users.

Who this site is for: Kenyans who want a fast, no-friction reference for M-Pesa fees and guides — without navigating Safaricom's full website. All calculators use Safaricom's published tariff schedule and are updated whenever rates change. Read More