How to Apply and Activate Fuliza for Business

Method 1: Using USSD (*234#)

The most straightforward way to activate Fuliza ya Biashara is through the USSD menu:

  1. Dial *234# from your nominated number
  2. Select M-PESA Business Till
  3. Enter your HO/Store Number
  4. Choose Business Loans
  5. Select Fuliza ya Biashara (also called Boost ya Biashara)
  6. Choose Join Now
  7. Accept the Terms & Conditions
  8. Enter your Operator ID
  9. Enter your Operator PIN
  10. Complete the opt-in process

Method 2: M-PESA Business App

Smartphone users can activate the service through the M-PESA Business App:

  1. Download the M-PESA Business App from Google Play Store
  2. Navigate to the business loans section
  3. Select Fuliza ya Biashara
  4. Follow the on-screen prompts to activate

Upon successful activation, merchants receive an SMS confirmation with their assigned credit limit.